When you’re thinking about upgrading your car, remember that the loan process doesn’t have to be overwhelming. Our Dodge dealers are ready to help you get loan approval and set you up with a plan that works best for your budget. Visit us at Wickstrom Chrysler Dodge Jeep® RAM today to start discussing financing. To help you prepare for the process, we share a few tips.
Check Your Credit Score
As with any loan from a bank or lender, your credit history and credit score will be pulled. Typically, the higher the score, the better the interest rate. It’s a good idea to check your credit score before visiting our Dodge dealership in Barrington so you’re prepared to discuss your options. We’ll do our best to pair you with a loan that best meets your specific budgetary limits.
Set Up a Payment Plan
It’s time to think through the monthly payment you can realistically afford. However, be sure to take into associated fees, such as insurance, maintenance, and gas. This will help you calculate the term period of the loan, including interest. It’s important to keep in mind that car loans are typically between three and six years.
Before you start shopping for a vehicle at our Illinois Jeep dealership, consider getting pre-approval for your loan. We offer an easy-to-use car financing application on our website, and it takes just a few minutes to complete. You are also welcome to wait to fill out the application with one of our finance specialists.
The car loan process is much easier and more streamlined if you’re prepared when you come by the dealership. Our Barrington Chrysler dealers are happy to answer any questions you may have along the way. Contact us today!